Privacy policy

Last updated: 26 September 2026.

CreditCart is operated by Shivendra Agarwal, sole proprietor trading as Excel Edge Solutions. GSTIN: 23BDQPA1717A1ZA.

Privacy and customer-care contact: exceledgesolutions@gmail.com or +91 9301746230.

Registered principal place of business: Swadesh Dal Mill Compound, Raishaldar Colony, Chhola Road, Bhopal, Madhya Pradesh 462001, India.

Operational and correspondence address: 66, Shree Golden City, Jatkhedi, Misrod, Bhopal, Madhya Pradesh 462026, India.

Information used by the store

When you browse, contact us, create an account or order, the store and its providers process information such as your name, email, telephone, billing address, order and invoice details, support messages, account activity, device information, IP address and interaction or download records. Payment details are handled through the checkout and payment provider. Do not send full card numbers, CVVs, PINs, passwords or OTPs to customer care.

Our card finder asks for card names, not account or card numbers. The custom finder saves selected card identifiers and format preferences in browser session storage to compare packs. That does not mean the wider Shopify storefront is free of cookies, analytics or other provider processing.

Why information is processed

Information is used to operate the store, process payments, deliver files, provide account access, issue invoices, investigate fraud or disputes, respond to support and privacy requests, maintain legally required records, and improve services. Marketing choices are separate from purchasing or obtaining free Start; use the choices shown at checkout and the unsubscribe option in marketing emails. Essential order and support messages may still be sent.

Shopify, Razorpay and digital delivery

The store uses Shopify for hosting, checkout and accounts, Shopify Digital Products for delivery, and Razorpay for payments. These providers process information under their applicable terms and notices. See Shopify’s consumer privacy policy, Shopify’s privacy portal and Razorpay’s privacy policy.

Shopify Network Intelligence is currently enabled. Shopify can combine interactions with this store with information from other merchants and Shopify to support service improvement, personalisation and advertising. Shopify is responsible for processing it undertakes independently; its privacy notice and portal explain relevant choices. Digital Products may record download events and technical information to deliver files and investigate access issues.

We disclose information to providers needed to operate these services and where required by law, valid legal process or the resolution of fraud, rights and security issues. Refer to provider notices for their independent processing. Our statement that we have no bank affiliations or referral commissions is not a statement that the store uses no service providers or data processing.

Cookies and choices

Shopify and integrated services use cookies and similar technology for essential functions and, depending on settings and applicable choices, analytics, personalisation and advertising. Use any available consent or opt-out controls and your browser settings. Restricting essential storage may affect sign-in, cart or checkout. You may contact us about available privacy choices.

Downloaded files and external links

Using a file on your device is distinct from visiting the store or following a source link. Download delivery, cloud-synced spreadsheets or calendars, external links and third-party applications may involve data processing by their providers. We do not promise that every device, viewer or application operates offline or sends no data.

Retention, security and international processing

Information is retained for as long as needed for orders, support, accounts, tax and legal recordkeeping, dispute resolution and other lawful purposes. Deletion requests may be limited by required retention. Access should be restricted to authorised persons and providers; no online service or security measure is risk-free. Shopify currently identifies the store’s data-hosting location as the United States; providers may process information in other countries under their applicable safeguards.

Requests and children

Contact exceledgesolutions@gmail.com or +91 9301746230 to request access, correction or deletion, raise a privacy complaint or ask about available choices. We may need reasonable identity or order verification, without requiring you to send payment credentials. We respond as required by applicable law. The store is intended for adults; a parent or guardian can contact us about information supplied by a child.

Policy updates

We update this notice when relevant practices change and provide additional notice where required. This notice describes data handling; it is not blanket consent to unrelated future uses and does not remove rights under applicable law.

Complaints and grievance contact

Grievance Officer: Shivendra Agarwal, Proprietor. Email and phone: exceledgesolutions@gmail.com or +91 9301746230. Correspondence: 66, Shree Golden City, Jatkhedi, Misrod, Bhopal, Madhya Pradesh 462026, India. Please identify your order, the issue and the resolution requested. Do not include passwords, PINs, CVVs or full card numbers.

We acknowledge consumer complaints within 48 hours and address them within one month of receipt. We provide a complaint reference for follow-up. These timelines do not shorten any rights or remedies available under applicable law.